Foreigners can legally buy property in France. Learn how the process works, from legal steps to taxes, loans, and top investment cities.
هل يمكن للأجانب شراء العقارات في فرنسا؟
Yes—France allows non-residents and foreigners نعم — تسمح فرنسا للمستثمرين الأجانب بشراء العقارات دون أي قيود على الجنسية أو الإقامة. لا تحتاج إلى العيش في فرنسا، أو أن تكون مواطناً في الاتحاد الأوروبي، أو أن تمتلك تأشيرة إقامة.
ومع ذلك،فإن عملية الشراء منظمة للغاية وتتطلب استعداداً قانونياً ومالياً.
لماذا يُعتبر الاستثمار العقاري في فرنسا خياراً ذكياً؟
- 📈 حماية قانونية قوية
- 🛡️ أصول مستقرة باليورو
- 🧭 موطئ قدم استراتيجي في أوروبا
- 💶 طلب مرتفع على الإيجارات في المدن الكبرى والمناطق السياحية
- 🏖️ أسلوب حياة فاخر وعالمي
سواء كنتتشتري شقة في باريس، أو فيلا على الريفييرا الفرنسية، أو منزلاً ريفياً، فإن العقارات في فرنسا تقدم قيمة حقيقية ومستدامة.
📋 Step-by-Step: How to Buy Property in France
1. Search the Market
You can browse listings online, but hiring a property hunter (chasseur immobilier) will give you access to off-market deals and help you navigate local regulations.
2. Make an Offer
Once you find a property, you can make an offer verbally or in writing. If accepted, the seller proceeds with a preliminary contract.
3. Sign the Compromis de Vente
This is the initial sales agreement, signed at the notaire’s office. You’ll pay a 5–10% deposit, and have a 10-day cooling-off period.
4. Final Signature (Acte de Vente)
Roughly 2–3 months later, the final deed is signed. Ownership is transferred once all legal and financial conditions are satisfied.
👉 All real estate transactions must be conducted through a French notaire.
💰 Can Foreigners Get a Mortgage in France?
Yes. Many French banks offer non-resident mortgages, but they have specific conditions:
- Loan-to-Value (LTV) ratio usually 70% max
- Proof of income and assets in your home country
- Life insurance and French bank account often required
Alternatively, many foreign buyers pay in cash to avoid long approval delays.
🛡️ Legal Considerations for Foreign Buyers
- ✅ Use a bilingual notaire
- ✅ Set up an SCI (Société Civile Immobilière) if buying with others
- ✅ Ensure inheritance planning if you have children
- ✅ Hire a tax representative if you’re from a non-EU country
📚 Resources
🎬 Want to See the Process in Action?
📹 Coming Soon: Watch our 2-minute explainer video on buying French property as a non-resident.
📸 Explore our photo gallery of top properties in Paris and the Riviera.
✅ Final Thoughts
Investing in French real estate is not only possible—it’s a smart way to diversify your assets, generate passive income, or secure a European foothold. With the right team behind you, the process can be smooth and transparent.
📩 Ready to Invest in France?
At MoveNest Paris, we specialize in helping international buyers acquire prime property in Paris and beyond.
➡️ اتصل بنا for a free consultation.
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